How long do people typically take to fund FFS?

There’s no standard answer. That will depend on your unique situation. Crowdfunding, depending on the person and their network, might take anywhere from months to years to pull together sufficient funds.  Investing, done well, is potentially a source to grow wealth, but also can be risky and takes time. A fast solution doesn’t exist, so creating a savings plan, being persistent in seeking out the different sources of support, and making key life adjustments–like changing employers to one that puts you in a better position to save or access insurance – are strategic decisions that will bring you closer to the end goal.